Question: Can A Student Apply For Bajaj EMI Card?

What are the benefits of Bajaj EMI card?

✔️What are the benefits of EMI card on Bajaj Finserv wallet app?Get high pre-approved loan amount of up to INR 4 Lakh.Pay for your purchases at No Cost EMI.Choose your repayment tenure, ranging from 3 – 24 months.Avail pre-approved offers.Provide only minimal documentation.More items….

Does Bajaj Finance provide education loan?

Bajaj Finserv brings its exclusive Education Loan on Property with higher amounts and attractive rates of interest. Salaried borrowers can apply for this Loan Against Property and get up to Rs. 1 Crore, and self-employed borrowers can avail up to Rs. … Get money in bank in just 4 days* with a Loan Against Property.

Can students apply for credit card?

You can use a student credit card for various purposes like enrolling for an online course, buying books, refilling fuel, and more. Student credit cards have nil or relatively lower joining fees and low annual charges when compared to other credit cards, which makes it easy for you to maintain and use.

Can I use Bajaj EMI card for hotel booking?

Bajaj Finserv has partnered with Goibibo to offer hotel bookings and flight tickets on No Cost EMIs on a minimum purchase of Rs. 4,500. … Just use your Bajaj Finserv EMI Network Card to pay for all your travel bookings on EMI.

Can I take money from Bajaj EMI card?

Unfortunately, you cannot withdraw money from an ATM or other platforms with your Bajaj Finserv EMI Network Card. … You can use the Bajaj Finserv EMI Network Card to shop for your favorite products such as electronics, appliances, groceries, clothes, and 1 million+ other products.

How much personal loan can I get if my salary is 25000?

Personal Loan Eligibility Criteria for Top Banks and NBFCsLendersEligible Loan AmountEligible AgeStandard Chartered BankRs.1 Lakh to Rs. 30 Lakh21 to 60 YearsState Bank of IndiaRs. 25,000 to Rs. 15 LakhAbove 18 YearsTata CapitalRs. 75,000 to Rs. 25 Lakh22 to 58 YearsUnion Bank of IndiaUp to 10 LakhAbove 18 Years23 more rows•4 days ago

Can I buy train ticket by Bajaj Finserv?

As a Bajaj Finserv EMI Network Card holder, you can shop for all your travel needs from flight bookings, hotel stays, holiday packages, trains and bus bookings, etc. … You can use your EMI Network Card to shop across 60,000+ online and offline partner stores.

Can I use Bajaj EMI card on make my trip?

How to use your Bajaj Finserv EMI Network Card on MakeMyTrip. Now make all your hotel bookings and pay for your flight tickets on EMI with the Bajaj Finserv EMI Network Card and pay for them on easy EMIs. You can convert the price of flight tickets and hotel stays into easy EMIs easily.

Who is eligible for Bajaj EMI card?

The eligibility criterion to get a Bajaj Finserv EMI Network Card is simple. You should be between 21 and 60 years of age and must have a regular source of income. If you meet these terms, you can proceed to apply for the Bajaj Finserv EMI Network Card.

Is it good to get a student credit card?

Getting a student credit card now (and using it wisely) can help you build your credit score so that it’s in good shape by the time you graduate. That’s because you’ll be adding positive information (e.g., on-time payments) onto your credit report, which can increase your credit score.

Can a college student get a credit card?

The two main types of credit cards for college students are unsecured student credit cards and secured credit cards. Both types should be pretty easy to get for students, even with limited or no credit history, as long as they have enough income to afford monthly bill payments.

How can I check my Bajaj card eligibility?

Firstly, the eligibility criteria requires you to be between 21-60 years of age with a steady income and a good credit history. You should also have a residential address and a bank account in India. After this quick check, if you are eligible, you can instantly sign up for the Bajaj Finserv EMI Card.

Which bank has the best student credit card?

The best college student credit cards of November 2020Best for Cash Back: Discover it® Student Cash Back.Best for Travel: Bank of America® Travel Rewards for Students.Best for Gas Stations and Restaurants: Discover it® Student chrome.Best for Small Purchases and Supermarkets: Citi Rewards+℠ Student Card.More items…

Can I buy mobile with Bajaj EMI card?

How can I buy mobile phones/smartphones on EMI? Mobile phones can be bought on easy EMIs on the Bajaj Finserv EMI Network. Loan can be availed equivalent to the cost price of your favourite television, refrigerator, washing machine, laptop or smartphone and dividing the same in EMIs without any extra cost.

What is the interest rate for Bajaj EMI card?

Bajaj Finserv provides low-interest rate Credit Cards at 3.99% per month (47.88% per annum). Credit card interest rates are only applicable if the cardholder fails to pay the minimum amount due within the grace period.

Can I buy gold on Bajaj EMI card?

As per RBI guidelines, you can’t buy gold using the Bajaj Finserv EMI Network Card. … With the No Cost EMI facility, you can divide the cost of your purchase over a suitable tenor and pay just the exact EMI and nothing more.. This means that you save a lot more when you shop on the Bajaj Finserv EMI Network.

What is processing fee for Bajaj Finance?

– Processing fee of 2.25% to 3% of loan amount: This fee is charged to cover some of the processing costs involved in the application and approval of your loan such as credit checks and administrative costs. – Interest rates: This is the cost charged by lender for borrowing the personal loan.

Can I apply for Bajaj EMI card online?

You can either apply for the Bajaj Finserv EMI Network card online through the Finserv MARKETS website or mobile app. Alternatively, you can visit a partner store and apply for the Bajaj Finserv EMI Network Card offline.

How can I get EMI card from Bajaj Finserv?

How to Get a Bajaj Finserv EMI Network Card?Walk into any of our partner stores.Select the product you want to purchase.Submit some basic documents.Get your EMI Network Card in your Bajaj Finserv Wallet app.

What are the documents required for Bajaj Finance?

Documents Required for Bajaj Finserv EMI Network CardA copy of your PAN card.Address proof.A cancelled cheque.Duly signed ECS mandate.

What is the minimum salary for Bajaj EMI card?

Bajaj Finserv Personal Loan EligibilityEligibility CriteriaSalariedSelf Employed ProfessionalsApplicant Age25 – 58 years27 – 65 yearsMinimum Eligible Income₹ 27,000 per month₹ 10 Lakh gross annual receiptsMaximum Eligible Loan10x of monthly income-Maximum Loan Amount Eligibility₹ 25 Lakh₹ 30 Lakh3 more rows