Quick Answer: Is Chase Freedom Unlimited Hard To Get?

Is it hard to get Chase Freedom Unlimited?

Chase Freedom Unlimited – Credit score to get approved Many people from online forums report approvals on the Chase Freedom Unlimited with a credit score of 675 and above.

Generally speaking, the higher your score, the better chance you’ll have for approval.

But I’ve found approval reports in the low 600s in the past..

How long does it take to get approved for Chase Freedom Unlimited?

It takes 7-20 business days to get a credit card from Chase, from the time you apply to when you get your Chase card in the mail. It can take up to 10 business days to receive an application decision, though it’s possible you’ll be approved instantly if you apply online.

Does Chase approve instantly?

Chase credit card applications are usually under review for 7-10 business days. Some applicants may receive an instant decision, while others may have to wait up to 30 business days in rare cases.

Which Chase card should I get first?

The Chase Sapphire Preferred is the best card for you to start with. With a bonus of 80,000 points after $4,000 spend in the first 3 months and 2x points earned on dining and travel spend, this card truly cannot be beat for getting started!

Can I apply for Chase Freedom with no credit?

It will be very difficult to get the Chase Freedom with no credit history. The Chase Freedom is one of the hardest cards in its class to get. You’ll need at least good to excellent credit to even have a chance at qualifying for the card. That’s a credit score between 700 and 749, to start.

Does applying for Chase Freedom hurt credit?

While the “hard inquiry” of the application may ding your credit score a few points, your score should bounce back after a while. You won’t want to try and reapply for the same card immediately, but you can try again after three to six months.

Which Chase Card is easiest to get?

6 Easiest Chase Cards to Get in 2020Chase Freedom Unlimited® Apply Now » 5.0/5.0. Chase® Rating. … Chase Freedom Flex℠ Apply Now » 4.9/5.0. Chase® Rating. … Chase Sapphire Reserve® Apply Now » 4.8/5.0. … Chase Sapphire Preferred® Card. Apply Now » 4.8/5.0. … Ink Business Preferred® Credit Card. Apply Now » 4.8/5.0. … Ink Business Preferred® Credit Card. Apply Now » 4.8/5.0.

Is it hard to get a Chase card?

Chase’s cards are all intended for consumers with good to excellent credit scores, and we recommend you have a FICO® Score of 670 or higher when you apply. … There is no hard-and-fast rule here, as there have been applicants with scores below 650 who have reported getting approved for a Chase card.

What is the highest credit limit for Chase Freedom?

around $20,000In general, it appears the minimum limit to be $300, while the maximum limit is around $20,000, although one reviewer reports receiving an initial $24,000 limit. This graph from Credit Karma shows users’ reported credit limits.

What credit score do you need for Chase Freedom?

750+The Chase Freedom Unlimited credit score requirement is 750+, or excellent credit. It may be possible to get the Freedom Unlimited card with a slightly lower score, such as 700+, especially if you have a lot of income and little debt. But the higher your credit score is, the better your approval odds will be.

What FICO score does chase?

ExperianChase primarily uses Experian as its credit bureau, but also uses TransUnion and Equifax for certain cards in certain states. The following chart shows the combined credit bureau preferences for all Chase cards. As you can see, several states use all three credit bureaus, while relatively few use only one bureau.

What is the minimum credit limit for Chase Freedom Unlimited?

$500In other words, the bare minimum credit limit Chase offers for the Chase Freedom Unlimited® is $500, so you’ll go in knowing that approval should net you at least that much spending power.

Does Chase approve credit cards right away?

How long does it take to get approved for a Chase credit card? Many credit card approvals can happen immediately. If you don’t get an immediate approval, you will most likely get a decision in 7-10 business days. However, sometimes it can take up to 30 days.

Does Chase check Equifax or TransUnion?

Chase may use any of the three major credit bureaus to evaluate credit card applications for approval: Experian, TransUnion and/or Equifax. The credit bureau that Chase will pull your credit report from depends on which state you live in and which Chase credit card you apply for.